FHA Loans in Winter Garden and Orlando

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Buy Your Dream Home With Little Money Down With an FHA Loan!

FHA Loans

FHA Home Loans in Winter Garden and Orlando

At the Ace Lending Group in Winter Garden, our mortgage experts will work with you to help you secure an FHA loan in Orlando and the surrounding areas. We will help you understand what an FHA loan is and how it differs from other home mortgage loans. Contact us today to learn more!

About FHA Home Loans

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The FHA Loan Process

Here’s how our home loan process works:

  • Complete our simple FHA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why an FHA Loan?

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan a down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or are unable to receive approval for private mortgage insurance may consider an FHA loan.

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • 3.5% Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms of 15, 20, and 30 years are available for the fixed-rate products

Get Your FHA Loan Quote Now!