Home Loans in Apopka, FL

Home Loans in Apopka, FL

Home Purchase Qualifier

At Ace Lending Group, we assist home buyers in finding their ideal homes in Apopka, FL, offering insightful information onto the constantly evolving housing market. Our loan officers work with prospective home buyers to secure the loans needed. They use their years of experience and collective knowledge of the growing home market to help you make choices regarding which of our home loan options works best for you. If you have questions about home loans, and would like to work with one of our loan officers, please call (407) 902-2262 today.

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Home Loans in Apopka, FL

Do I Qualify?
Do I Qualify?

When determining if you qualify for a home loan, there are multiple things you need to consider. The first thing most lenders look at is your household income. The higher your income, the larger your home loan could be. Lenders want to know you can provide for your mortgage payment and other household related expenses.

The property type you are considering can influence your ability to get a loan. The easiest properties to buy are a primary residence. A primary residence is a house you will live in for years to come and you will occupy for most of the year. Primary residences present fewer risks to lenders, and specific types of government-backed loans are available only for a primary residence.

Lenders will use your FICO credit score to determine if you pay your bills on time and do not take on too much debt. You will need to have a FICO Score of at least 620 to qualify for most types of housing loans. An FHA Loan is ideal if you have a credit score below 620.

Debt-To-Income Ratio is another determining factor for lenders. Mortgage lenders want to know that you have enough income to pay your mortgage and other home related bills. Your Debt-To-Income ratio informs lenders about how much of your income goes to required monthly bills.
- Complete our simple mortgage pre−approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Our Home Loan Options
Our Home Loan Options

If you are in the market to buy or build a new home in Apopka, Ace Lending Group can help. Our experienced loan officers will examine your applicable home loan options and help you decide what loan options are best for you. If you intend on living in your home for many years to come for a majority of each year, a 30-year fixed-rate mortgage is for you. 15-year fixed-rate mortgages offer lower interest rates with a higher monthly mortgage payment, but you will own your home sooner. Adjustable-Rate Mortgages (ARM) are ideal for those who only plan to stay in their house for a short duration.

For more information on the home loans available, please visit any of the links below!

Home Loans in Apopka, FL

Why Use Ace Lending Group near Apopka, FL?

At Ace Lending Group, our experienced loan officers will work with you to help you identify all available options to help ensure you make the best decision regarding your mortgage loan needs. We offer various services and have the experience to provide accurate financial advice. We work hard to exceed your expectations and are available whenever you need us. If you have questions about our services, you can call us at (407) 902-2262, email us, or fax us!

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Home Loans in Apopka, FL